LEARN LIFE

WHAT IS LIFE?

• Life is change                             you must meet it
• Life is a risk                             you must take it
• Life is a sorrow                         you must bear it
• Life is a problem                       you must overcome it
• Life is a gift                             you must accept it
• Life is tragedy                          you must boycott it
• Life is a game                          you must play it
• Life is a duty                           you must perform it
• Life is an opportunity                you must use it
• Life is a song                          you must sing it
• Life is a promise                      you must fulfill it
• Life is a journey                      you must complete it
• Life is a beauty                       you must admire it
• Life is a case                           you must win it
• Life is a war                           you must fight it
• Life is a puzzle                        you must solve it
• Life is work                            you must do it
• Life is a goal                          you must achieve it
• Life is hardship                       you must endure it

LIFE IS GOD’S GIFT            YOU MUST PRAISE HIM

TRANSFORM YOUR IDEAS

“Ideas are near wealth in natural sense that if transformed and developed becomes a product of wealth itself”

“Wishes and feelings are conceptual in natural sense” But when transformed into tangible expression can be felt, touched and seen.

Many a times in our lives, are thoughts, ideas, dreams, desire that keep on our boggling our minds, a feeling and conviction in as that something is possible but the inability to transform these ideas, good thoughts and dream make many to remain poor and stagnant in life, and if those thoughts and ideas are transformed becomes great riches and wealth.

We should know that when our thoughts and ideas can come through in physical, it brings us fame and fortune.    It is certain in life that no one wants to be poor, it is also certain that only those who are able to transform and develop their dreams attain true greatness.

You too can do that!!!

Do not change your dreams towards actualizing your goal.

See the three (3) basic things that can turn down your dreams:

INDISCIPLINE: Indiscipline has been one of the major factors that have turned down so many dreams.      It is said by King Solomon, the wisest of his days that there is time for everything.   

Note this; “it is a high mental work to develop a dream” Many youth today have replaced the time for work with merriment. A disciplined man is moved by the value of what he wants in life and not the kind of life and things that surrounds him. If we really need things to happen in our lives, then there is a need for us to be disciplined. Indiscipline brings us down. We can see today that so many of our  youths today have turned down their opportunity by choosing to be armed-robbers, hood-lums and political thugs because we have refused to discipline ourselves to do something.

FEAR: This means False Evidence Appearing Real.

 Your attitude towards failure determines your altitude for prosperity. When you are afraid of failing things, it simply means that you are not qualified to achieving that same thing you look forward to achieve. Successful men are men that do not give up even when they are failing. Look for instance, Thomas Edison shortly before inventing the light bulb. He failed 3,000 times in an attempt to make the light bulb work. He admitted in his mind that he will never give up; rather he had successfully identified 3,000 ways that will not work.

The fear of criticism rubs you of your initiative and destroys your imagination. You can overcome the fear of criticism by refusing to worry about what others say, think or do about you.

Be Yourself!!!

Lack of divine intervention/support:

Wealth, riches are gifts that can be obtained by two main sources God or Satan.

For you to be successful in life there is a need that you seek divine intervention. It stands as a rule that protects you from enemy’s arrow. So many dreams and ideas of our youth today have fallen because of insecurity. It is right that you seek for true source of riches and greatness that demands no diminishing return which is GOD.

SAVING HABITS:

  FOUR (4) BASIC FACTS ON HOW TO SAVE MONEY AND GET FINANCIAL FREEDOM

The positive factor that will make you to get financial freedom is to develop specific habits of saving. Savings possibly occur by budgeting, planning and controlling of incomes. Self-made millionaires today learned and practiced these habits, and as a result of this, are reaching financial freedom. Learn these four basic facts today on how to save money and be free from financial crisis forever.

MAKE A CASH FLOWING PROJECTION: First, you have to make a cash flowing projection as to know what you are spending on. This will enable you to avoid buying what you don’t need or impulsive purchase.  

One can ask, “how can I start saving?”, the answer is simple, even as an apprentice, you can save as small percentage of your payment, as possible, Parents can start saving for their children by keeping aside as little money   as they can.

SPEND LESS TO SAVE MORE: You should spend less to save more, even as a student, you can save small percentage of your allowances as you can to show exemplary surprise to your parents/guidance by solving some of your problems especially when they are financially choked up. As a businessman or woman, you can start saving by minimizing some merriment activities and by putting aside some parts of your profits into savings, be it daily, weekly or monthly. In fact, as a business lady I am writing based on experience which is said to be one of the best teachers.

To analyze it properly, if one can save one hundred naira (#100) daily, in a month time, he or she will have about three thousand naira (#3,000) and in a period of one year would save about thirty-six thousand naira (#36,000). If assuming the saver is a student running a five years program in the university, you would stand a chance of saving one hundred and eighty thousand naira (#180,000) at graduation which would go along way in taking care of you before being employed. Comparing the above analysis with an apprentice earning up to forty thousand naira a month (#40,000) whom can save fifteen thousand naira monthly (#15,000) or a businessman or woman earning up to two thousand naira profit daily, whom you know can save up to one thousand naira (#1,000) daily, it would be obvious that the estimation would be very much higher than could be imagined. Hence would help change the life of the savers.

IMPROVE YOUR FINANCE: As you save one percent of your income, then you raise your savings rate to two percent of your income. Invest on things that can yield fruits, I mean business that can give you more money. When you become comfortable at that level you increase it to five percent and when you eventually make it to thirty percent, within one or two years you will find yourself improving your finances and living a comfortable life. Bear in mind millionaires today spent less and invested more they are very careful in terms of spending money.

LOVE TO SAVE YOUR MONEY: Develop the habit to save money and love it. Successful business men today learn to love saving. If you want to become a millionaire you must cultivate the habit of loving to save money. If you don’t love to save, you will lose to invest more. Do not look upon saving as a punishment or a waste of time and associate spending with joy. It would end up your life miserable. Note that human being are full of creative minds every mind is to move away from pain to pleasure from discomfort to comfort in all moving out of poverty to become millionaires and billionaires. According to Abraham Lincoln a great philosopher, poverty is not lack of knowledge but lack of information and I add that poverty is not only lack of information but lack of application of information. That is why this basic fact of how to save money is written here for our readers. Therefore you are urged to sit up to cultivate the habit of saving for the betterment of your life for today and tomorrow.